Step-by-step walkthrough of PMFBY eligibility, documents, application, and claims—protect your kharif crop against El Niño uncertainty this season.

June is kharif sowing time—and this year, the Centre has flagged El Niño concerns that could bring erratic rains and dry spells ([PIB, 23 June 2026](https://news.google.com/rss/articles/CBMie0FVX3lxTE4yaXIzNGpOMGdVUzR6Q19ONWtDWWVNYmp4QUlMb0h4YzhIRHVRQUV1MzF2MEZvWVNJNVlTdjVSLXNoTzhwbDJPeWZldkd2WVNZM1NJcVpQYjB5NVpSZ1ZJRlpwX3NPd1A1Q3YzTUxqdEQtR1g0b01NanhKRQ?oc=5)) …

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