Kharif enrollment for PMFBY crop insurance closes in 31 days. Learn who qualifies, what documents you need, and exactly how to apply online or through your bank.

With the kharif season starting and El Niño concerns in the air, protecting your crop against weather risks has never been more important. The Pradhan Mantri Fasal Bima Yojana (PMFBY) — India's flagship crop insurance scheme — offers affordable cover for losses from drought, flood, pests and unseasonal rain. But the enrollment window closes in just **31 days**, so now is the time to act. …

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